If you’re looking for a simple way to earn cash back, this card could be the right one for your business. It offers a high credit limit and consistent flat rewards rate that makes it easier to track spending. Plus, it doesn’t have an annual fee like some of its competitors.

The Capital on Tap credit card is a line of credit that’s geared toward small businesses. The company offers lines of credit up to $50,000, and its website claims that you can apply in just two minutes and receive a decision within 48 hours. While the card doesn’t publish its credit requirements, applicants with scores above 670 tend to be preferred.

Maximize Your Business Spending with the Capital on Tap Credit Card

With the Capital on Tap, you’ll earn 1% cash back on all eligible purchases, including bills, operating costs, and general expenses. It’s an uncapped rewards rate, meaning you’ll earn more cash back as your business spending increases. Plus, you’ll get access to exclusive business savings from partners like Hertz and Zoom.

You’ll also enjoy some useful benefits with this card, such as an auto rental collision damage waiver, travel and emergency assistance, and virtual cards for employees. The company also offers a mobile app for easy management of your account, and it provides real-time spending alerts to help you stay in control.

This card doesn’t have any hidden fees, and it has a straightforward application process. However, it doesn’t offer a signup bonus, which can be a major drawback for some business owners. And its cash-back rate isn’t as good as some of its competitors.